Everyone knows that cars can be borrowed from car rental agencies, books from libraries, and formal dresses from such rental stores. But where, for example, do we borrow money?
At the bank,” you would automatically answer. Because you have been taught to answer that way from the past, and that tradition still remains in our minds. But while that may be true, it may also be a terrible mistake.
Because sometimes banks lend money, and sometimes they don\’t. It depends on the particular situation.
If the person has enough income, enough savings or other assets, someone to guarantee it, and is not on the list of debtors to the contrary, you are probably not wrong and the bank will indeed lend that person money.
But at the same time, there are many people who, if they are sensible, will not go to the bank, knowing full well that they will meet the wrong guy at the bank. Even if they are willing to pay out of their own pocket, the bank will not lend to them. They may have deep pockets and may not have paid back responsibly in the past. And in these cases, the answer to the question of where to lend money is not the bank.
But where would they lend money if not to a bank?
Realistically, the answer is likely to be non-bank financial companies. This is because nonbanks are often willing to take on people for whom banks have broken imaginary sticks. Nonbanks often lend to people who don\’t really have plenty of money, but who have deep pockets and are only on the debtors\’ list, even if they have already left an indelible footprint somewhere.
If you are not in a clean slate
. Provided, of course, that you meet conditions that are not severely punitive in the non-bank sector.
For example, non-bank American Mortgage.
Figuratively, and of course in a non-literal sense. Because it is not complicated at all.
If you want to get money this way, you don\’t have to worry at all about having to prove how much you earn, how much you pay back, how much you owe to whom, and what you live on, nor do you have to worry about being too strict when it comes to the debtors list.
Here you can get your money quickly, conveniently, and without asking. Here you will receive the best service and everything will go smoothly.
Just fill out the application form, select the amount you need, and get a mortgage on your own property or someone else\’s, and you\’re good to go.
So if someone asks you where to borrow money, you already know the right answer. It\’s not “the bank.”
